Bank - 924 Words
What is bank?
Finance is the lifeblood of trade, commerce and industry. Now days, banking sector acts as the backbone of modern business. Development any country mainly depends upon the banking system.
MODERN BANKING: -
The banking, which was known in various forms and guises in
The ancient civilization in various parts of the world did not
Coincide with the emergence of the modern Banks. The
Banking which had its roots in the flourished...
924 Words | 4 Pages
Banks - 5679 Words
World Journal of Social Sciences
Vol. 3. No. 3. May 2013 Issue. Pp. 71 – 88
Performance Appraisal of Indian Public Sector Banks
Parvesh Kumar Aspal * and Naresh Malhotra**
The strength of economy of any country basically hinges on the
strength and efficiency of financial system, which, in turn, depends
upon a sound banking system. The regulators have recommended
bank’s supervision through CAMEL rating model to assess the
performance of banks, which is better than the earlier systems....
5,679 Words | 78 Pages
Banks - 6683 Words
МИНИСТЕРСТВО ОБРАЗОВАНИЯ И НАУКИ РФ
ГОСУДАРСТВЕННОЕ ОБРАЗОВАТЕЛЬНОЕ УЧРЕЖДЕНИЕ
ВЫСШЕГО ПРОФЕССИОНАЛЬНОГО ОБРАЗОВАНИЯ
Институт лингвистики, коммуникационного менеджмента и инновационных технологий
Кафедра английской филологии
(Мини - проект по дисциплине «Практикум по МКК» (5 курс))
Специальность: 031203.65 «Теория и практика...
6,683 Words | 22 Pages
Bank - 6946 Words
Mr. Shahid Hossain [ShH]
MD. Kamrul Hasan Chowdhury 092 0168 030
Date of Submission: 11/04/2010
2etter of Transmittal:
April 11, 2010
Faculty, Mgt- 210
School of Business
North South University
In this report of “Uttara Bank”, we have tried to implement our learning from this course. We would like to...
6,946 Words | 48 Pages
All Bank Essays
Bank - 10007 Words
Letter of Transmittal 2
Executive Summary 5
1. Introduction 6
2. Comapany Overview 6
2.1 Background Information 6
2.2 Products and Services 7
2.3 Key business activities 7
3. External Environment Overview 8
3.1 Firm’s Industry Review 8
3.2 Effects of current state of the economy 9
3.3 PEST Analysis 11
3.4 Porter’s 5 Forces 11
4. Internal Analysis 12
4.1 Corporate Governance Analysis 12
4.2 McKinsey Seven ‘S’ Framework 13
5. Financial and Strategic Analysis 15
10,007 Words | 34 Pages
Banks - 5780 Words
International Journal of Application or Innovation in Engineering & Management (IJAIEM)
Web Site: ijaiem.org Email: [email protected], [email protected] Volume 2, Issue 1, January 2013 ISSN 2319 - 4847
FACE OF HR PRACTICES IN TODAYS SCENARIO IN INDIAN BANKS
Asst Prof Ajay Kumar Garg Engineering College,
Pursuing PhD from Mewar University, Rajasthan, India
Effective management of human resources play a vital role in sound management of banks as human...
5,780 Words | 18 Pages
Bank Profile China Bank
China Banking Corporation
China Banking Corporation (China Bank) is the first privately-owned local commercial bank in the Philippines. It was incorporated on July 20, 1920 and started its operations on August 16, 1920. It went public on December 1, 1965. China Bank resumes its operations after World War II on July 23, 1945, five months after the liberation of Manila. The bank played a key role in the post-war reconstruction and economic recovery by providing financial support...
822 Words | 3 Pages
Banks in India - Nationalisation of Banks
Nationalisation of Banks
Despite the provisions, control and regulations of Reserve Bank of India, banks in India except the State Bank of India or SBI, continued to be owned and operated by private persons. By the 1960s, the Indian banking industry had become an important tool to facilitate the development of the Indian economy. At the same time, it had emerged as a large employer, and a debate had ensued about the nationalization of the banking industry. Indira Gandhi, then Prime Minister of...
1,706 Words | 9 Pages
Conventional Bank and Islamic Bank
Bangladesh is one of the largest Muslim countries in the world. The people of this country are deeply committed to Islamic way of life as enshrined in the Holy Qur’an and the Sunnah. Naturally, it remains a deep cry in their hearts to fashion and design their economic lives in accordance with the precepts of Islam. The establishment of Islami Bank Bangladesh Limited on March 13, 1983, is the true reflection of this inner urge of its people, which started functioning with effect...
2,274 Words | 7 Pages
Banks of India and Bank - 21306 Words
CORPORATE GUIDE FACULTY GUIDE
Mr. Ravi Parmar Mr. Rajnish mallick
Submitted in Partial Fulfillment of the requirement of
Post Graduate Diploma in management
Roll no. 014908005
Centre for Management...
21,306 Words | 70 Pages
Investment Bank and Commercial Bank
Investment bank Vs. Commercial banks
Many factors directly and indirectly caused the ongoing 2007–2012 global financial crisis which started with the US subprime mortgage crisis. One of the main culprits that is often pointed to as one of the main triggers of the global financial crisis are the mortgage derivative products, where risky mortgages were packaged with more traditionally secure mortgages and sold to corporate investors and other banks as secure investment products. This packaging of...
719 Words | 2 Pages
Comparison of Icici Bank and Hdfc Bank
Strategic Analysis of ICICI Bank and its comparison with HDFC Bank
Profile of the banks……………………………………………………………………………………….3
Financial Analysis of the two banks …………………………………………………………………... 4
Growth Strategies that ICICI bank can adopt…………………………………………………………9
1. Profile of the banks
ICICI Bank is India's...
2,128 Words | 13 Pages
indusind bank - 487 Words
hdjsjs The idea behind IndusInd Bank, named after the Indus Valley civilization, was conceived by Mr. Srichand P. Hinduja, the head of the Hinduja Group. One of the first new-generation private banks in India, IndusInd Bank was inaugurated in April 1994, Dr. Manmohan Singh, the present Prime Minister of India, who was then the Finance Minister of the country. It was established with the help of collective contributions from the NRI community, towards the economic and social development of...
487 Words | 3 Pages
Bank Statement - 170 Words
1. What is cash? Money in the form of coins or paper bills. (0.5 points)
2. What is a bank balance? The amount of cash you have in your bank account.(0.5 points)
3. Name at least two things to consider when choosing a bank.Making sure it is a well known and trusted bank and making sure they policies that deal with the risk that can come with banking. (1.0 points)
4. Name at least two risks banks face. bank panic or bad investments (1.0 points)
Lesson 2 (3.0 points)
1. List the three main...
170 Words | 1 Page
Macquarie Bank - 6089 Words
Macquarie Bank has been recognised as one of the most prestigious banks in Australia and around the world. Macquarie was established in Australia in 1969, it began operations in Sydney in January 1970 with only three staff. Macquarie Bank first opened its doors for business on 1 March 1985 with a retail branch in Sydney.
Today, Macquarie Bank operates in a range of investment banking, commercial banking and selected retail financial services markets both in Australia and...
6,089 Words | 19 Pages
capitec bank - 984 Words
Resources and capabilities of capitec bank:
1. What resources and capabilities made Capitec successful?
Capabilities- The individuals who came together to start Capitec came from a strong financial and micro-lending background; they had a very good understanding of the banking systems. They started this business well equipped.
Resources- Capitec was originally capitalized with R350 million was worth R2.2 billion and the results which were released in September 2006 showed a 23% return...
984 Words | 4 Pages
Grameen Bank - 478 Words
In the mid-1970s, Professor Muhammad Yunus (Yunus), then Head of the Rural Economics Program at the University of Chittagong, observed that banks did not extend their credit schemes to the rural poor as they were not considered creditworthy. In this situation, the rural poor were forced to approach moneylenders who charged exorbitant rates of interest. In 1976, Yunus launched The Grameen Bank Project, on an experimental basis to study the framework of banking services for the...
478 Words | 2 Pages
Janata Bank - 11885 Words
Bank is very old institution that is contributing toward the development of any economy and is treated as an important service in dusty in the modern world. Economic history shows that development has started everywhere with the Banking system and its contribution towards financial development of a country is the highest in the initial stage. Modern Bank plays an important part in promoting economic development of a country. Bank provides necessary...
11,885 Words | 47 Pages
bank sector - 3641 Words
Module name Research Skills Analysis
Module code BM6914
Lecturer name Dr. Nicole Gross
Submission date 23.04.2014
Number of words 4700
Sham Kamat 1769158
CHAPTER 1 – INTRODUCTION
The Purpose of this study to investigates relationship dimensions and studies the differences in perception o f customers with respect to services provided by five...
3,641 Words | 14 Pages
Premier Bank - 1001 Words
The Premier Bank Limited is incorporated in Bangladesh as banking company on June 10, 1999 under Companies Act.1994. Bangladesh Bank, the central bank of Bangladesh, issued banking license on June 17, 1999 under Banking Companies Act.1991. The Head Office of The Premier Bank Limited is located at Banani, one of the fast growing commercial and business areas of Dhaka city. Corporate Information: Authorized Capital : BDT 6000.00 Million
1,001 Words | 5 Pages
Types Of Bank - 1825 Words
A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank links together customers that have capital deficits and customers with capital surpluses.
Due to their importance in the financial system and influence on national economies, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve...
1,825 Words | 6 Pages
Equity Bank - 38454 Words
TABLE OF CONTENTS
. 2. 3. 4. 5. 6. 7. 8. 9. 0. . 2. 3. 4. 5. 6. 7. 8. 9. 20. 2. 22.
LIST OF CONTACTS PREFACE DISCLAIMER AND STATEMENTS DEFINITIONS AND INTERPRETATIONS CHAIRMAN’S STATEMENT TIME TABLE OF PRINCIPAL EVENTS EXECUTIVE SUMMARY TRANSACTION OVERVIEW KEY INVESTMENT CONSIDERATIONS PROFILE OF THE ISSUER BRIEF HISTORY OF THE ISSUER THE KENYAN ECONOMY: AN OVERVIEW AN OVERVIEW OF THE BANKING SECTOR IN KENYA CORPORATE INFORMATION BOARD COMMENTARY ON ISSUER’S STRATEGIC PLAN...
38,454 Words | 124 Pages
Bank Of America - 14706 Words
CASE STUDY OF THE MERGER BETWEEN
BANK OF AMERICA AND MERRILL LYNCH
Robert J. Rhee†
The financial crisis of 2008 has posed innumerable problems in law, policy,
and economics. A key event in the history of the financial crisis was Bank of
America‟s acquisition of Merrill Lynch. Along with the fire sale of Bear Stearns
and the bankruptcy of Lehman Brothers, the rescue of Merrill Lynch confirmed the
worst fears about the financial crisis. Before this acquisition, Bank of America had
long desired a...
14,706 Words | 52 Pages
Cooperative Banks - 916 Words
Supreme Court exempts Co-Operative Banks from claiming under Recovery of Debts Due to Banks and Financial Institutions Act
The case of Greater Bombay Co-Op Bank Ltd. v. United Yarn Tex. Pvt. Ltd. and Ors., decided by a three judge bench of the Supreme Court finally settles the long-ranging debate about the interplay between Debt Recovery Tribunals and Co-operative Banks that had brought about a series of conflicting High Court decisions. The question in this case was whether the mechanism for...
916 Words | 3 Pages
The Cooperative Bank - 848 Words
This paper examines the foundation and operational systems of the cooperative bank and its attempt to position itself within the context of two generic identities; the cooperative movement and the generic identity of the banking industry. It takes a look at the ethical policy concepts of the bank as its business model and how this has evolved as a differentiation characteristic for the banking industry. It also explores briefly the evolution of the bank since conception, its successes...
848 Words | 3 Pages
Ethics in Bank - 3270 Words
Ethics in Bank
Banking Ethics and Legal Issues
Sk. Nazibul Islam
Name: Md. Abidur Rahman
ID No: 2012-2-90-013
This assignment is based on Ethical point of view. This is assignment provide me a great opportunity to get familiar with ethical issues that are practiced in...
3,270 Words | 10 Pages
Corruption in Banks - 7559 Words
Corruption in Banking
The data for these findings include confidential and sensitive material elicited by TIB from retired public officials and managers. These so called "diagnostic reports" contain inside information and anecdotal evidence and give us insight into the nature and mechanism of corruption. A survey of consumers carried out by the TIB in 1998 provides corroborating evidence for the types of corruption suggested by the diagnostic reports. Of 620 households in the TIB survey of...
7,559 Words | 22 Pages
Fedral Bank - 14986 Words
“A STUDY ON THE MANAGEMENT OF NON-PERFORMING ASSETS IN THE FEDERAL BANK LIMITED., CHENNAI”
Submitted to MAHATMA GANDHI UNIVERSITY, KOTTAYAM In partial fulfilment of the requirement for the award of the Master’s Degree in Business Administration (MBA) (2010-2012) By ANJU ELIZABETH JOY Reg. No: 21770
RAJAGIRI COLLEGE OF SOCIAL SCIENCES RAJAGIRI P.O.,
I ANJU ELIZABETH JOY hereby declare that this report titled ―A STUDY ON THE...
14,986 Words | 59 Pages
commercial bank - 1961 Words
COMMERCIAL BANKING ASSIGNMENT.
ANALYSIS ON BASEL 3 NORMS.
Basel 3 norms were implemented by Basel committee on Banking Supervision (BCBS) with the objective to improve the banking sector’s ability to absorb shocks arising from financial and economic stress.
Some of the major causes of the global financial crisis were: too much leverage, too little capital, and inadequate liquidity buffers. Other factors also...
1,961 Words | 8 Pages
Profile of Banks - 15390 Words
State Bank of India is the largest state-owned banking and financial services company in India. The Bank provides banking services to the customer. In addition to the banking services, the Bank through their subsidiaries, provides a range of financial services, which include life insurance, merchant banking, mutual funds, credit card, factoring, security trading, pension fund management and primary dealership in the money market. The Bank operates in four business segments, namely Treasury,...
15,390 Words | 41 Pages
Hsbc Bank - 12126 Words
I would like to thank HSBC for providing me with the opportunity of completing my summer internship with them. It has been a great learning experience and I feel honoured to have worked with some true professionals from the industry.
I would like to thank my institute, Punjabi University, Patiala, for providing me with this opportunity of working with such esteem and reputed organization, HSBC Group.
I express my deep sense of gratitude to Mr. Rahul Sondhi, Associate...
12,126 Words | 56 Pages
Summit Bank - 13791 Words
SUMMIT BANK LIMITED
MULTAN ROAD BRANCH
An Internship report
Submitted in Partial Fulfillment
The Degree of Masters of Science
Accounting & Finance
Department Of Accounting & FinanceKinnaird College for Women, Lahore
“The purpose of study was to know about SUMMIT BANK LIMITED and to analyze the financial statement. “
In this report the Summit Bank’s history, mission, vision...
13,791 Words | 60 Pages
HSBC bank - 4183 Words
HSBC wants to be known as the world’s local bank and this tagline reflects HSBC positioning as a globe spanning financial institution with a unique focus on serving local markets. The Hong Kong and Shanghai Banking Corporation Ltd (HSBC) was established in 1865 to finance the growing trade between China and the United Kingdom and currently, it is the second largest bank in the world. In spite of serving more than 100 million customers through 9500 branches in 79 countries,...
4,183 Words | 13 Pages
Bank Marketing - 2504 Words
Within our society, financial institutions are becoming more abundant. Along with this present growth, the field of marketing financial services has also grown in size and scope with new entrants everyday. The relatively stable banking environment is being altered with innovation, opportunism, and government intervention. This era, marked by the government's luminous hand of deregulation (defined as the act of removing regulations or restrictions from a specific entity),...
2,504 Words | 8 Pages
Ncc Bank - 8478 Words
One can acquire theoretical knowledge be learning only in a class room. But generally there is a significant gap between practical study and theoretical knowledge. To bridge this gap, practical experience is required to be achieving to match theoretical knowledge. In order to achieve this requirement B.B.A. of AUB has taken up and affective step for the student, which is known as internship program.
One of the most proven and effective method in getting experience in a short...
8,478 Words | 41 Pages
Yes bank - 1501 Words
MIS in YES Bank
A management information system (MIS) provides information that organizations require to manage themselves efficiently and effectively. Management information systems are typically computer systems used for managing. The five primary components: 1.) Hardware, 2.) Software, 3.) Data (information for decision making), 4.) Procedures (design, development and documentation), and 5.) People (individuals, groups, or...
1,501 Words | 6 Pages
Cooperative Banks - 6590 Words
Co-operative bank, in a nutshell, provides financial assistance to the people with small means to protect them from the debt trap of the moneylenders. It is a part of vast and powerful structure of co-operative institutions which are engaged in tasks of production, processing, marketing, distribution, servicing and banking in India. A co-operative bank is a financial entity which belongs to its members, who are at the same time the owners and the customers of...
6,590 Words | 20 Pages
Cimb Bank - 3626 Words
Background of CIMB Bank
Our assignment is to investigate the products and services offer by CIMB Bank. The reason we choose CIMB Bank is that it is a pure Malaysian bank. The Board of Director and management team almost all form by Malaysian.
The Chairman of CIMB Bank is Tan Sri Dato’ Md Nor and the Chief Executive Officer of CIMB Bank is Dato' Sri Nazir Razak (The son of the Second Malaysia prime minister, Tun Abdul Razak). CIMB Bank is an indigenous ASEAN investment bank and...
3,626 Words | 11 Pages
Bank Comparation - 80301 Words
On the Use of Customer Relationship
Management (CRM) in the Banking
Industry: A Qualitative Cross-Case
Analysis between the Banks in
Pakistan and the UK
A thesis submitted to The University of Manchester for the degree of
Doctor of Philosophy
In the Faculty of Humanities
Shahzeb Ali Malik
Manchester Business School
LIST OF FIGURES AND TABLES
LIST OF ABBREVIATIONS
80,301 Words | 360 Pages
Brac Bank - 1799 Words
(Growth) Cost to
2005 192 12.16
2006 334 21.10
2007 618 39
2008E 956 60.09
2009E 1,735 109.58
Source: Annual Reports and MBD Research
Share Price BDT 792
Ordinary Shares (mill) 15.8
Free Float 50%
12 wk High/Low (BDT.) 746.25/1690
Average Daily Volume...
1,799 Words | 6 Pages
HDFC Bank - 6580 Words
Private banking is a concept which is new and fast emerging in the world of banking where changes have become a necessity in order for banks to survive in this competitive environment vis-à-vis not only from the public and private sector banks but also from the foreign banks. The objective of the research is to explore the various products, which a private banker deals into and the systematic process involved to match client requirements with the right kind of product....
6,580 Words | 35 Pages
Daiwa Bank - 1839 Words
Daiwa Bank |
A Case Study |
Background and History
Daiwa Bank, or Osaka Nomura Bank as it was first called, was founded in 1918 in Osaka, Japan by Tokushichi Nomura. It was created mainly to take advantage of the new capital Japan had amassed from foreign commercial ventures and domestic industrialization. Its securities division experienced huge growth in volume and profits that it almost functioned as different entity. Japanese industry spectacularly grew in the 1930s, but...
1,839 Words | 5 Pages
Bangladesh Bank - 2350 Words
Submitted to: MKB
Name: Rahul Ganguly
Bangladesh Bank is the central bank and regulatory body for Bangladesh. It controls the monetary and financial system; it was established in Dhaka as as per the Bangladesh Bank Order, 1972 with effect from 16th December, 1971. At present it has nine offices located at Motijheel, Sadarghat, Chittagong, Khulna, Bogra, Rajshahi, Sylhet, Barisal and Rangpur in Bangladesh; total manpower stood...
2,350 Words | 8 Pages
Oligopoly of Banks - 1582 Words
BRITISH BANKS: CRACKING THE OLIGOPOLY
Student: Aruni Dileepa Wijeweera - 16639300
Student: Elie Gharib - 16443365
Student: Ying Sheng - 17903022
Lecturer: Dr. Neil Perry
Due Date: 18th November 2013
United Kingdom (UK) banking industry started in 1694 with the establishment of Bank of England, with the main purpose of funding the war against France. Throughout the years and with the expansion of the banking industry, many private banks invaded...
1,582 Words | 5 Pages
Commercial Bank - 4987 Words
A commercial bank (or business bank) is a type of financial institution and intermediary. It is a bank that lends money and provides transactional, savings, and money market accounts and that accepts time deposit.
Commercial banks represent the core of the credit for any national economy. In turn, the credit is the engine that put in motion the financial flows that determine growth and economic development of a nation. As a result, any efficiency in the activities of commercial banks has...
4,987 Words | 15 Pages
bangladesh bank - 1621 Words
Regulators of the Financial System
Bangladesh Bank acts as the Central Bank of Bangladesh which was established on December 16, 1971 through the enactment of Bangladesh Bank Order 1972- President’s Order No. 127 of 1972 (Amended in 2003).
The general superintendence and direction of the affairs and business of BB have been entrusted to a 9 members' Board of Directors which is headed by the Governor who is the Chief Executive Officer of this institution as well. BB has 40...
1,621 Words | 5 Pages
Separation of Commercial Banks and Investment Banks
One of the key concerns growing out of the debate on whether to separate or merge retail banking and wholesale/investment banking activities has been the stability of a nation’s banking system. The experience of the US banking system has suggested that merge of commercial and investment banks is a better approach to achieving stability. After the global financial crisis, the American economy went into recession. The policy priority of American government was then to intervene into its banking...
1,319 Words | 4 Pages
A Commercial Bank - 836 Words
A commercial bank (or business bank) is a type of financial institution and intermediary. It is a bank that provides transactional, savings, and money market accounts and that accepts time deposits.
After the implementation of the Glass–Steagall Act, the U.S. Congress required that banks engage only in banking activities, whereas investment banks were limited to capital market activities. As the two no longer have to be under separate ownership under U.S. law, some use the term "commercial...
836 Words | 4 Pages
Types of Banks - 1366 Words
• Type Of Bank Accounts
Survey of Various types of Bank Accounts, rate of interest offered Mr. Pinto (name changed on request) of Axis Bank Limited of Nerul Branch was very co-operative...
• Types Of Bank Accounts
1960s. Since then, there have been numerous banks offering different types of banking accounts Demat account. A brokerage account where the customer's securities...
• Different Types Of Bank Accounts
in half year by most of...
1,366 Words | 6 Pages
Commercial Banks - 2039 Words
Commercial Banks grant mainly short-term loans.In the beginning,commercial Banks extended loans to traders and merchants for the transport of their goods in both domestic an international trade as well as to finance the holding of an inventories during the brief period required for their sales.
To day,commercial banks are the biggest lenders in commercial and industrial loans. They supply loan funds to business firms as well as to consumers, government agencies,...
2,039 Words | 7 Pages
Barclays Bank - 1006 Words
Barclays is a major global financial services provider engaged in retail banking, credit cards, corporate banking, investment banking, wealth management and investment management services with an extensive international presence in Europe, the
Americas, Africa and Asia. With over 300 years of history and expertise in banking, Barclays operates in over 50 countries and employs nearly 147,000 people. Barclays moves, lends, invests, protects money for more than 48 million customers and clients...
1,006 Words | 4 Pages
Computerisation of Banks - 9179 Words
1. BACKGROUND OF THE STUDY.
The world as a global village has become so computerized that the use of computers is inevitable therefore makes them very important in all aspect of human life especially on the accounting field.
Accounting system is a procedure that is designed by an organization for capturing all financial events and data in an organization. An accounting system after capturing and gathering all events and activities has the...
9,179 Words | 35 Pages
Nabard Bank - 1042 Words
NABARD was established on the recommendations of Shivaraman Committee, (by act 61, 1981 of Parliament) on 12 July 1982 to implement the National Bank for Agriculture and Rural Development Act 1981.
It replaced the Agricultural Credit Department (ACD) and Rural Planning and Credit Cell (RPCC) of Reserve Bank of India, and Agricultural Refinance and Development Corporation (ARDC).
It is one of the premier agencies to provide credit in rural areas. Nabard is India's...
1,042 Words | 4 Pages
Mcb (Bank) - 2066 Words
Being aware of the importance of practical training, the University Of Central Punjab requires every M.COM student to go through training for practical purpose as trainee.
The research program is to broaden the vision of practical experiences with theoretical knowledge as it increases one’s capabilities to handle problems at various stages and the ability of decision.
We tried our best to collect the valuable information and its relevant facts. This report is the result of...
2,066 Words | 14 Pages
About bank nd iCICI bank
Modern commercial banking, in its present form, is of recent origin. Though bank is considered to be an ancient institution just like money. Its evolution can be traced in the functions of money lender, the goldsmiths and the merchants.
A bank has been often described as an institution engaged in accepting of deposits and granting loans. It can also be described as an institution which borrows idle resources, makes funds available to. It does not refer only to a place of...
8,900 Words | 31 Pages
Queensland Bank and Bendigo Adelaide Bank
Queensland Bank and Bendigo Adelaide Bank
Assessment of Red Flags
The financial data for the banks consists of common ratios which measure performance. The Return on equity = Net income / shareholder's equity. This ratio measures the company’s profitability, and it may be compared it with the ROE of other companies. The PBIT represents the organization’s earnings and expenses before taxes. The Current ratio = Current asset / Current liability, which measures the company’s ability to pay its...
601 Words | 2 Pages
BRAC Bank - 4670 Words
Khandoker Mahmudur Rahman
Date of Submission: 06/08/2010
United International University
August 23, 2013
Khandoker Mahmudur Rahman
School of Business
United International University
Sub: Request to Accept the Report
It is indeed a great pleasure to have the opportunity to submit the project...
4,670 Words | 17 Pages
bank of the philippines - 3073 Words
NEW ERA UNIVERSITY
College of Business Administration
9 Central Avenue, New Era, Quezon City
The Secret Behind the Continues Success of
BPI (Bank of the Philippine Islands) in
Savings and Loans Industry
As partial fulfillment for the course
School Year 2013 - 2014
JANINE L. MONEDA, MBA, FRIBA
and to the
Faculty of the Management Department
NEW ERA UNIVERSITY
Quezon City, Philippines...
3,073 Words | 13 Pages
The Characteristics of Bank - 751 Words
The defining characteristic of a bank is not only it demands deposits in order to write loans.
Banks are refer to lending institutions that intermediate (they compete for deposits to write loans) and subsequently, they hold two legal commitments across their balance sheets (equity, traded on the stock exchange and deposits) and hold exchange settlement accounts with Reserve Bank of Australia, the Australia’s central bank. ESAs streamline the settlement of interbank transactions. Bank that...
751 Words | 3 Pages
Commonwealth Bank - 2844 Words
This paper will show the situational analysis of commonwealth bank, it also analysed the organisational structure and its strategies. Because every business needs to take some action that will help them keep a good position in the market, but before taken any action they have to do some research the find to cause of problem in order to identify the resolution. The results and useful information during this analysis will help the organisation to choose suitable strategies,...
2,844 Words | 9 Pages
role of banks - 3581 Words
ROLE OF BANKS
First, they take a leading role in developing other financial intermediaries and markets. Second, due to the absence of well-developed equity and bond markets, the corporate sector depends heavily on banks to meet its financing needs. Finally, in emerging markets such as India, banks cater to the needs of a vast number of savers from the household sector, who prefer assured income and liquidity and safety of funds, because of their inadequate capacity to manage financial risks...
3,581 Words | 11 Pages
Bank Accounting - 2530 Words
Bank Accounting is an application within the financial accounting module of SAP. It helps users in managing incoming and outgoing payments for cash balance controlling. It also further provides users with ease in managing accounting transactions with their respective banks. Master Data Master data is stored centrally in the bank directory.
Bank Directories: these contain the bank master data for all the banks that the user approaches for business transactions. This means, data of the user’s...
2,530 Words | 8 Pages
Chemical Bank - 496 Words
Chemical Bank : Implementing
the Balanced Scorecard
Submitted By : Group 12
SIDDHARTHA PAUL FT154003
JAYANTH SATHEESH FT152025
• Chemical Banking Corporation was performing a
radical organizational transformation into a marketfocused and customer-focused organization after the
1991 merger with the Manufacturers Hanover
• Shift its image from a narrow provider of traditional
financial services to a broader...
496 Words | 4 Pages
Bank Regulation - 1773 Words
Lecture 11: Handout
The Regulation of Banks
Date: 28 April 2004
Module: International Banking
Why Regulate Banks?
Banks are intermediaries between money suppliers and those who need money.
Commercial banks are most heavily regulated financial institutions.
Five main reasons for regulation:
I. The first is to ensure the safety and soundness of banks. The purpose is to maintain I) domestic and II) international confidence, III) protect depositors and ultimately...
1,773 Words | 11 Pages
Deutsche Bank - 618 Words
The banking regulatory environment in which Deutsche Bank operates
EU banking regulations
The EU banking regulations governing banks operating in EU countries states that
Libor fixing scandal
One of the major banking scandals to rock the financial world in current times is the Libor fixing scandal, this is currently affecting Deutsche Banks and other banks across the world, where it was establish that banks had been rigging the Libor rate which is used to set financial...
618 Words | 2 Pages
Of Commercial Banks - 319 Words
I. Overview of Commercial Banks:
Based on the law of Credit Institutions:
Commercial bank is a type of credit institution which made the whole banking and monetary operations related.
Based on the activity content:
Commercial bank is a type of bank which make direct transactions with companies, enterprises, economic organizations and individuals, by taking deposits, savings, and then use that capital to lend, discounts, provide means of payment and supply banking services...
319 Words | 2 Pages
Bank Report - 4894 Words
BANKING SECTOR OF PAKISTAN
Pakistani banking sector has witnessed drastic changes over a period of 63 years since country’s independence in 1947. Initially it suffered from acute shortage of resources and uncertainty due to prevailing political and socioeconomic conditions. Lack of trained human resource and professionals resulted into poor quality of products and services. State Bank of Pakistan was established as the central bank on July 1, 1948 to control the financial sector. Subsequent...
4,894 Words | 17 Pages
Raiffeisen Bank - 334 Words
C O N T E N T
4. BASIC INFORMATION ABOUT RAIFFEISEN BANK
c. Network of offices
d. Available services
i. Retail banking
2. Accounts and Payments
3. Savings Accounts
5. Internet Banking
6. Safe Deposit Boxes
7. Mobile Banker
8. Tax Free – Global Blue...
334 Words | 3 Pages
Commercial Banks - 690 Words
Introduction To Banks
Banks have developed around 200 years ago. The natures of banks have changed as the time has changed. The term bank is related to financial transactions. It is a financial establishment which uses, money deposited by customers for investment, pays it out when required, makes loans at interest exchanges currency etc. however to understand the concept in detail we need to see some of its definitions. Many economists have tried to give different meanings of the term bank....
690 Words | 3 Pages
Bank of America - 3677 Words
Bank of America
IS enhances business strategy:
The world is a rapidly changing canvas that visits a dynamic and turbulent environment on senior managers changing how Information Systems (IS) are used and needed in each organization. The power to collect, assess, and disseminate information is a valuable strategic resource that any organization can use to improve its competitive advantage. At the same time, technological advances are changing rapidly, thus requiring frequent updates in...
3,677 Words | 10 Pages
Bank Essay - 5818 Words
1. What are the pros and cons of banking regulations stipulated by the central bank? Comment on the statement that regulations imposed on banks should be based on a strategic regulatory framework so as to be disclosed, transparent, equitable and predictable.
-Pros and cons of banking regulations stipulated by the central bank:
Pros: Central bank is one of the organizations which is in charge of making and maintaining bank regulation. Regulation helps to protect the public against loss through...
5,818 Words | 15 Pages
Rupali Bank - 311 Words
Rupali Bank Limited
The Bank At a Glance :Rupali Bank Ltd. was constituted with the merger of 3 (three) erstwhile commercial banks i.e. Muslim Commercial Bank Ltd., Australasia Bank Ltd. and Standard Bank Ltd. operated in the then Pakistan on March 26, 1972 under the Bangladesh Banks (Nationalization) Order 1972 (P.O. No. 26 of 1972), with all their assets, benefits, rights, powers, authorities, privileges, liabilities, borrowings and obligations. Rupali Bank worked as a nationalized...
311 Words | 2 Pages
Investment Bank - 446 Words
WHAT DO THESE PROJECTS HAVE IN
BIG OR SMALL,
THEY ALL NEED
WHAT DO INVESTMENT BANKERS DO?
WHAT DO INVESTMENT BANKERS DO?
A) Raising Capital:
B) Buying or merging
with other businesses:
WHAT DO INVESTMENT...
446 Words | 7 Pages
axis bank - 6813 Words
A STUDY ON INNOVATIVE PRODUCT AND
SERVICES IN AXIS BANK
The project is based on the product and services of Axis bank. AXIS Bank is India’s third largest private sector bank. It started its operation in 1994 and after that, the Government of India allowed new private banks to be established. Before it was as United Trust of India (UTI) bank that had a special position in the Indian capital markets...
6,813 Words | 36 Pages
Commerce Bank - 1312 Words
Nova Southeastern University
H. Wayne Huizenga School
of Business & Entrepreneurship
Assignment for Course: OPS 5095, Service Operations Management
Submitted to: Dr. Joseph Chavez
Submitted by: Xiaoyan Jiang
Date of Submission: 5/5/2013
Title of Assignment: Commerce Bank
CERTIFICATION OF AUTHORSHIP: I certify that I am the author of this paper and that any assistance I received in its preparation is fully acknowledged and disclosed in the paper. I...
1,312 Words | 4 Pages
Characteristics of Banks - 254 Words
Characteristics / Features of a Bank
1. Dealing in Money: A bank is a financial institution which deals with other people's money i.e. money given by depositors.
2. Acceptance of Deposit: A bank accepts money from the people in the form of deposits which are usually repayable on demand or after the expiry of a fixed period. It gives safety to the deposits of its customers. It also acts as a custodian of funds of its customers.
3. Giving Advances: A bank lends out money in the form of loans...
254 Words | 1 Page
training in banks - 2949 Words
TRAINING NEEDS IDENTIFICATION AND TRAINING EVALUATION IN BANKS
A Project of Research Methodology in Business
On the partial fulfillment of 3nd Tri semester of
Post-Graduate Diploma in Business Management
Dr. Manish Agarwal
INSTITUTE OF MANAGEMENT STUDIES
LAL QUAN, GHAZIABAD – 201 009
We hereby declare that all information and data provided in this...
2,949 Words | 23 Pages
Uttara Bank - 284 Words
A Bank Is A Financial Institution And A Financial Intermediary That Accepts Deposits And Channels Those Deposits Into Lending Activities, Either Directly By Loaning Or Indirectly Through Capital Markets. A Bank Is The Connection Between Customers That Have Capital Deficits And Customers With Capital Surpluses.
Uttara Bank-one of the largest and oldest private-sector commercial bank in Bangladesh, with years of experience. Adaptation of modern technology both in terms of equipment...
284 Words | 1 Page
commercial banks - 1027 Words
This report is based on corporate social responsibility. This project report contains the meaning of CSR which includes the advantage of CSR towards bank, society, responsibility of corporate houses, objective of CSR, motive of CSR, responsibility towards customer. This document is all about multidimensional growth of customers for which the bank liable for their service selling. This process leads to upliftment of people life. The banks are not bind to do so but the do these...
1,027 Words | 4 Pages
Icici Bank - 3051 Words
ICICI Bank Limited
Boosting Datacenter Availability for Largest Private Bank in India with the Help of Symantec
ICICI Bank Limited (ICICI Bank) is a trendsetter in the use of banking technology in India. Since 1999, ICICI Bank leverages comprehensive datacenter availability and data protection solutions from Symantec. Using Veritas Storage Foundation and Veritas Cluster Server, the bank is achieving 99.9 percent application availability and 99.99 percent uptime for its server...
3,051 Words | 11 Pages
Commercial Bank - 2077 Words
Commercial banking activity
BLF is an old established leading bank in Corporate Banking and an active professional provider of quality services to the Lebanese and regional markets. Our specialized team covers all segments of the business and is fully dedicated and committed to present our clients with needed advisory and adapted solutions to their requirements.
Commercial banking activities are carried out through two main commercial divisions: the small and middle market banking division and...
2,077 Words | 7 Pages
Am Bank - 713 Words
Ambank group announces management changes due to merge with partnership with the Australia and New Zealand Banking Group Ltd (ANZ). A new post of relationship banking and regional business division managing director will take on by AmInvestment Bank Bhd executive director Pushpa Rajadurai. AmBank Group markets division director Teng Chean Choy will take overall responsibility to manage the bank’s new foreign exchange, interest rate and commodity derivatives business. At the same time,...
713 Words | 3 Pages
Yes Bank - 1563 Words
Yes Bank is a private bank in India. It was founded by Ashok Kapur and Rana Kapoor, with the duo holding a collective financial stake of 27.16%.
YES BANK has received significant national and international recognitions which include Dr. Rana Kapoor, Founder, MD & CEO being recognised as the Entrepreneurial Banker of the Decade (2001-2010) by Bombay Management Association; Business Standard Banker of the Year - 2011; India's No. 1 New Private Sector Bank in the Financial Express-E&Y...
1,563 Words | 6 Pages
brac bank - 4388 Words
orking repor on the CRM Departme
An Internshi Report Presented in P
Of the Requirem
ments for the Degree
helor of Bus
A Working report on the CRM Department
BRAC Bank Limited
A Working report on the CRM Department
4,388 Words | 35 Pages
Yes Bank - 1263 Words
YES BANK – BANKING ON CISCO
YES BANK is an outcome of the professional entrepreneurship of highly competent top management team. It is the only bank to have a greenfield license awarded by the RBI in the last 14 years. YES BANK has adopted international best practices, the highest standards of service quality and operational excellence, and offers comprehensive banking and financial solutions to all its valued customers. A key strength and differentiating feature of YES...
1,263 Words | 5 Pages
Investment Banks - 507 Words
As with commercial banks, investment banks are highly leveraged entities that play important roles in both the primary and secondary markets. Investment banking activities include:
• Raising funds through public offerings and private placement of securities.
• Trading of securities.
• Mergers, acquisitions, and financial restructuring advising.
• Merchant banking.
• Securities finance and prime brokerage services.
The first role is assisting in the raising of funds...
507 Words | 2 Pages
Investments Banks - 871 Words
I. Six major investment banks:
The principal purpose of an investment bank (and of investment banking in general) is the underwriting of new securities issued by an investment bank's clients. An investment bank may also provide other services, such as professional advice, working with mergers & acquisitions, and private wealth management.
Traditional "investment banking" refers to financial advisory work.
For example, a big corporation might ask for the bank's help if it wants to borrow...
871 Words | 3 Pages
Bank Management - 577 Words
1- Banks perform the indispensable task of…
A: intermediating savers and spenders.
2- Among the most important trends in banking, there have been…
A: increase in bank branching, formation of more holding companies for the purchase of smaller banks, and mergers among the larger banks in the industry.
3- Among leading structural trends in the recent banking industry, there have been…
A: Decline in independently owned banks, increase in the average size of individually owned banks, and...
577 Words | 2 Pages
The Future of Bank - 397 Words
A healthy banking system is essential for any economy striving to achieve good growth and yet remain stable in an increasingly global business environment. The Indian bankingsystem has witnessed a series of reforms in the past, like deregulation of interest rates, dilution of government stake in PSBs, and increased participationof private sector banks. It has also undergone rapid changes, reflecting a number of underlying developments. This trend has created new competitive threats as well as...
397 Words | 1 Page
Ncc Bank - 3951 Words
Chapter - 1
Today’s business world is more competitive and more challenging. As year passing this competition and challenge are rising. In this situation it is impossible to think a country without a bank industry. Bank is a financial institution that collects society’s surplus cash and provides a part of that as loan with a view to earning profit. So we can simply say that Bank is financial organization that deals with money. According to section-5 of the Bank...
3,951 Words | 16 Pages
Cimb Bank - 2528 Words
CIMB Group announces record RM4.35 billion Net Profit for FY12
Monday, 25 February 2013 for immediate release
1) Summary CIMB Group Holdings Berhad (“CIMB Group”) today reported a record net profit of RM4.35 billion for Financial Year 2012 (“FY12”), representing a 7.8% year-on-year (“Y-o-Y”) growth and equivalent to net earnings per share (“EPS”) of 58.4 sen and net return on average equity (“ROE”) of 16.0%. The Group announced a second interim dividend of 18.38 sen in the form of cash or an...
2,528 Words | 8 Pages
Exim Bank - 4534 Words
A STUDY OF EXIMBANK MANAGEMENT AND ORGANIZATION
Pham Tuan Ngoc
Tran Phuong Thuy
Dang Huong Lan
Nguyen Binh Minh
Phan Thanh Ngan
Vuong Hoai Nam
Nguyen Huyen Linh
Hoang Xuan Phuong Anh
Nguyen Dinh Thao
1. Executive summary 4
2. Eximbank today 4
2.1. Environment 4
2.1.1. Network 4
2.1.2. General Environment 6
4,534 Words | 24 Pages
Cimb Bank - 3594 Words
Table of Contents
The CIMB Brand: 4
Introduction to ATM: 5
Problem statement: ATM System 6
Information process cycle: 6
Applied into CIMB Bank Berhad: 9
Five Elements of Information System: 11
Tools of Oracle: 14
7. BALANCE ENQUIRY: 17
8. RECEIPT/CASH 17
9. REFILL MONEY: 18
IDENTIFICATION OF USERS AND JUSTIFICATION: 18
This research paper is designed to perform...
3,594 Words | 13 Pages
National Bank - 19810 Words
A research program is very important & essential for acquiring experience through learning and spreading the scope of Knowledge. I have done my research program in National Bank Limited, Foreign Exchange Branch.
This research report is aimed at providing a comprehensive picture to the areas of Foreign Exchange operation of National Bank Limited. The report has been divided into twelve parts. These are- Introduction, Brief History of Banking Sector of Bangladesh, Corporate review of NBL,...
19,810 Words | 73 Pages
Npa in Banks - 17081 Words
NON PERFORMING ASSETS IN BANKS
REPORT SUBMITTED TO DEI IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE FOLLOWING AWARD OF
FINANCE & MARKETING
NON PERFORMING ASSETS IN BANKS
The work with this dissertation has been extensive and trying, but in the first place exciting, instructive, and fun. Without help, support, and encouragement from several persons, I would never have been able to finish this work.
First of all, I would like to thank my teacher and...
17,081 Words | 51 Pages
audit of banks - 7249 Words
Subject – AUDIT
Topic – AUDIT OF BANKS.
Name – Arwa Khambati
Roll no. – 29
College Name – Sydnehem College of Commerce and Economics
Seat Number -
Certificate of Completion
This is to certify that Ms. Arwa Khambati (Roll No. 29) a student of Master of Commerce (Part 2), Sydenham College of Commerce and Economics, has undergone Project work on titled AUDIT OF BANKS.
7,249 Words | 33 Pages
Bank Security - 420 Words
Security of Bank Teller Operations
Who is a Bank Teller?
A teller is an employee of a bank[->0] who deals directly with most customers. In some places, this employee is known as a cashier.
What are we protecting?
Customer Funds ( CASH)
1. Teller Cash
2. Vault Cash
3. Cash Shipments
Bank teller is taking care of these honest customers and at the same time distinguish the difference between the customer and the robber.)
A welded stainless steel deal tray makes it possible for...
420 Words | 2 Pages
Commercial Bank - 9168 Words
Recent changes have reformed the banking sector worldwide. The economic, political and social transformations have obliged several banks all over the world to emphasize on retail banking. Commercial Bank answers to those challenges by implementing a change program called PEGASUS. Pegasus has under its umbrella five main programs: 1) CRM implementation, 2) Business Process Reengineering, 3) Development of alternative distribution channels such as e-banking, 4) New roles, new...
9,168 Words | 28 Pages
Grameen Bank - 2018 Words
The phenomenon of Bangladesh Grameen Bank
Bangladesh Grameen Bank (Grameen) is an important phenomenon of modern times. The brainchild of Dr. Mohammed Yunus, a US educated professor who came to teach at Bangladesh’s University of Chittagong, Grameen is the pioneer of Microfinance.
Microfinance, a lending practice for the poorest of the poor, which was conceptualised by Dr. Yunus in the course of his field work with his students in Bangladesh, has now spread across the world (Holcombe, 1995, p...
2,018 Words | 6 Pages