Imagine a society in which one choice controlled the remainder of your life. No one is allowed to be different. Divergence is too dangerous. Tris Prior, the little Abnegation girl, posed a threat to the Dauntless and Erudite leaders. Her difference confused them. Her divergence did not stop her, though; she did not let it make her weak. I admire Tris for standing up for herself in a place that no one in our time could even dream about thriving in.
Tris was impressively one of the bravest initiates the Dauntless compound received, even though no one believed it at first. She was a sixteen-year-old girl from the Abnegation faction that had not really grown into her skin yet. She defended people she knew should not be harmed, like Al. Eric, a Dauntless leader, was angry because Al could not hit the target with his dagger. Tris took the punishment intended for Al and thrusted it upon herself, as shown in the quote remarked by Tris, “Any idiot can stand in front of a target. It doesn’t prove anything except that you’re bullying us. Which, as I recall, is a sign of cowardice.” Also, unlike Peter, Tris does not brag about her rankings and skills. She does not bully people about theirs, which, as I recall from reading, is a sign of cowardice. This little Abnegation girl was caring at its finest and well-behaved. In fact, before she came to the Dauntless compound she was completely selfless, as are all the other Abnegation members. Although she was not quite built for being so selfless, Tris still practiced it in her everyday life. It was not until after she spilled her blood into the Dauntless coals that she finally became brave and started thinking more about herself than others. The Abnegation way of life will forever linger in her bones, making her a dynamic character.
Tris’s character also creates one of the most important themes in Divergent: fear. Although the Dauntless are much more known for their courage, they make a larger effort to focus on...
...CASE 7: INVESTMENT ANALYSIS AND LOCKHEED TRI STAR
INVESTMENT ANALYSIS QUESTION 1:
A) Payback, NPV, IRR: (35,000) 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000
9 Machine Cost Duration (years) Cash Flows Cost of capital Payback (years) 35000 15 5000 12% total cost annual cash flow
present value of cash inflows - present value of cash outflows 3.07%
B) Should Rainbow Products purchase the machine with service contract? perpetuity annual receipt discount rate 4500 0.12 37,500
$37,500 - $35,000 = $2,500 Based on the perpetuity, Rainbow Products should purchase the machine with the service contract.
�� �� − ��
V= 4,000 .12 - .04 4,000 0.08
$4,000 cash flow 12% cost of capital 4% growth rate 50,000
50,000 - 35,000 = 15,000 Rainbow Products should reinvest into new machine parts each year; by doing so, Rainbow Products will have a net present value of $15,000.
INVESTMENT ANALYSIS QUESTION 2:
Incremental Cash Flows Investment Year 1 Year 2 Year 3 ($75,000) 44,000 44,000 44,000
Project Add a New Window
Update Existing Equipment Build a New Stand Rent a Larger Stand Discount Rate 15%
-50,000 -125,000 -1,000
23,000 70,000 12,000
23,000 70,000 13,000
23,000 70,000 14,000
18% 31% 1208%
...Nokia, its that name that when comes to our mind we remember the phones that came to our life making a new era of cellular communication, these devices that Nokia made was amazing, cool and full of surprises. however, this brightness didn’t last for long time .
At first, Nokia was topping the U.S market with market share of about 30 % but over the years Nokia has lost its popularity and dropped to the bottom by june.2009 .
Nokia’s strategic mistakes in the U.S market
Fail in anticipation situation
The “forecast for Nokia was as sunny and clear as an endless Finnish summer day.
In the period which in Nokia was actually the top choice for the U.S consumers, Nokia didn’t notice the change in the tastes of the consumers and also didn’t make researches about the new need of those consumers. Otherwise, it continued to work under current strategy and didn’t develop its strategy to adapt with the market condition. It was just forecasting the good to come and didn’t anticipate any competitor in its industry .
Dismissing the competitors
As mobile phone usage skyrocketed, Nokia was the most popular choice. It was the “cool” phone—the one that everyone, from business executive to high school student to stay-at-home-mom wanted .
In 2005, Nokia had just launched the N series, an innovative new line with a Web browser, video, music, and pictures in a single phone. That device moved Nokia a generation ahead in the race to build the first real smart phone. The “forecast for...
Prior Learning Assessment and Recognition (PLAR) allow students to receive educational credit for informal learning experiences. To what extent does PLAR provide an incentive for students to enrol in adult learning programs, whether on campus or off campus? Although this is not an easy question to answer, this paper offers an argument for the benefits of PLAR and why a national initiative promoting this concept would be valuable.
This paper discusses the formation and implementation of PLAR and its relation to classroom and distance learning, because many distance education programs offer some form of PLAR.
This paper will address the background problems; provide recommendation in respect to the many challenges and accomplishments that face students who do not fulfill regular academic admission requirements.
Prior Learning Assessment and Recognition is a process that involves the identification, documentation, assessment, and recognition of learning acquired through formal or informal study. This may include work, life experience, training, independent study, volunteering, travel, hobbies, and family experiences. The recognition of prior learning can be used toward the requirements of an academic or training program, occupational or professional certification, or for employment/labour market entry purposes. As defined by the Canadian Labour Force Development Board, “PLAR refers to several...
Course: Financial Decision Making
Investment Analysis and Tri Star Lockheed
1 (A) According to the information provided the pay back time shall be
35000/5000 = 7 years. Formula for net present value NPV is as follows (CALCULATING NET PRESENTVALUE, PAYBACK PERIOD, AND RETURN ON INVESTMENT):
NPV= -35,000 + ∑ 5,000 / (1 + 12%) ^ 15
0= -35,000 + ∑ 5,000 / (1 + IRR) ^ 15
From the above calculation it can be projected that the net present value is negative and the IRR is also lover than the cost of capital which is 12%
Present value = annual cash flow/ cost of capital
The net present value NPV = - initial investment + PV
This comes to = -5000+37500
Based on this it can be concluded that rainbow products can buy the machine for use in the long run as it is more economical
In computing PV the formula is PV = C/ (K-g) where C is the annual payout = 5000-1000 =$ 4,000, k- discount rate = 12% and g- annual growth rate = 4%
Hence PV= 4,000 / (0.12-0.04) = 50,000
And the NPV = -35000+50000 = 15000
=> From this calculation the project rainbow products company is commercially viable as the NPV is positive and this is due to the 20% of the annual cost that is reinvested.
After calculating the IRR for the projects the following was the results....
Equity | Canada | Business Services
14 February 2013
Making progress in positioning
F&R for growth
+1 646 855 1961
Making progress, reiterate Buy
TRI wrapped up a year during which it faced a tougher than expected macro
environment but made significant operational improvements. While it is still early
and net sales in Financial and Risk (F&R) are still negative, we are encouraged
by the Eikon (next-gen platform) rollout and TRI’s efforts to manage costs. We
expect shares to be supported by expectations of a recovery and a 4.3% dividend
yield. Potential catalysts: 3/22 investor day & positive F&R net sales. We maintain
our $33 PO (9x 2014E EBITDA, in line with TRI’s historical forward multiple).
+1 646 855 2907
+1 646 855 2589
Forecast 2013E adj EPS of $1.79 (-5% YoY); 2014E of $2.10
We are lowering forecasts in part to account for disposals & accounting changes.
We forecast 2.6% constant currency 2013 revenue growth (guidance: low single
digit growth) & 16.8% underlying operating margin (guidance: 16.5-17.5%), down
90bp YoY due to $100mn in severance & increased D&A. In 2014, we forecast
4% YoY c.c. revenue growth, +150bps of operating margin to 18.3%, & 17% EPS
growth (+11% excluding...
...Recognition of Prior Informal Learning
(Health & Social Care 4) 4
Re ective Exercise 2
Re ect on a work experience in which you have applied your learning from your life experience to your current Social Services practice. Experience: Describe the experience, what happened?
In a supervision session I supported Jean, a care worker, who was finding it difficult to focus on her work because of difficulties she was experiencing at home. Although we had agreed an agenda for this meeting beforehand, when Jean came into the room she was very agitated and immediately raised the subject of her home situation. I felt that it would be impossible to progress with other issues until we had discussed this and looked at how it was affecting her. Although I appreciated myself that this was not a counselling but a work supervision situation, I was able to use some of the communication skills that I had gained on my counselling skills course to listen to Jean and enable her to reflect on how her situation was affecting her work. This was done through responding to her statements with a summary of what I understood her to have told me and through the use of open questions, focusing predominantly on how her situation was affecting her work. I also used empathy, was genuine in my approach and showed unconditional positive regard, all foundations of a helping relationship. In addition to this I advised that if she felt she needed help with her personal situation Jean...
Post Civil War up to the beginning of WWI was one of the most significant time periods for immigration here in the United States. From 1865 through 1920 an unprecedented and diverse stream of immigrants arrived in the United States, 27.5 million in total, In all, 24.4 million came from Europe. Immigrants were pushed out of their homelands by poverty or religious threats, and pulled to America by jobs, farmland, and family connections. They found economic opportunity in factories, mines, and construction sites, and found farm opportunities in the Plains states. Debates over immigration dominate today’s newspaper headlines and political campaigns. These debates may be new in some of their particular concerns (the border with Mexico, Islamist terrorism), but many of the questions raised and arguments presented would have been deeply familiar to a reader in 1900. Almost since the founding of the republic, Americans and their legislators have weighed the benefits of welcoming new citizens from around the world against the benefits of restricting immigration, monitoring the activities of the foreign born in the United States, and narrowing the path to citizenship. So what role has immigration played in the formation of America’s national identity? In what ways are immigrants central to American ideals and in what ways have they been seen as threats to those ideals? Is it true that the United States is “a nation of...
...Just Count the Pegs P.O.W. – I.M.P. II
All that this Problem of the Week is about is formulas for finding area of a shape on a geometry board depending on the number of boundary pegs (pegs that make the perimeter of the shape) and inside pegs (any pegs inside the shape). The main, and pretty much only goal was to find different formulas to figure out the area of a shape with certain characteristics. The characteristics were depending on the number of outside pegs, the number of inside pegs, and both of them together. I came up with many formulas for many different characteristics of the shape(s).
First, I tried to figure out Justin’s Formula and the variations to his formula. Justin’s original formula was that he could find the area of any shape on a geometry board that has no pegs on its interior, but and number of pegs on the boundary. To figure this formula out (and all the others) I made different shapes on the geometry board that fit the criteria, found the area by using the measure button, and recorded my findings down on a table.
After finding five examples, I would stop and look at the relationship between the outside pegs, inside pegs, or both, depending of the instructions, and try to find a relationship between those and the area. Once I thought I found the pattern, I would make the formula I thought was correct, plug in all the numbers, or at least two or three of them, and make sure they all came out with the correct area. If they did, I...